Pinto Beans

2C dried pinto beans (soaked over night)
3 strips thick cut bacon (cut in pieces)
5 lg cloves garlic (minced)
1t salt
1/2t black pepper
1 whole pickled jalapeno pepper

Place all ingredients in heavy bottomed sauce pan. Add enough water to cover beans. Bring to a boil, reduce heat, cover and simmer for 2 hrs until beans are tender. Add water as needed. Serve as is or mash some up to make thicker consistency. For refried beans, drain juice, mash beans, add a little milk until consistency is to your liking. Add more salt and pepper to taste.
Can also throw all ingredients into a crockpot, cook on low all day. Add water as needed.